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IF you or a family member has ever been sick or injured, you know how important it is to have health coverage. But if you're confused about what kind is best for you, you're not alone. While we know this site can't answer all your questions, we think it will help you make the right decisions for yourself, your family, and even your business.
Here are some of the things to look at when comparing health insurance plans:
Health Insurance Checklist
• Inpatient hospital services • Outpatient surgery • Emergency services • Physician visits (in the hospital) • Office visits • Care by specialists • Skilled nursing care • Medical tests and X rays • Prescription drugs • Mental health care • Drug and alcohol abuse treatment • Home health-care visits • Rehabilitation facility care • Physical therapy • Speech therapy • Hospice care • Maternity care • Chiropractic care • Alternative health care • Preventive care and checkups • Well-baby care .
Blue Cross offers :
The Integrated MediComp Program
Small Group Health and Workers' Compensation
State law requires all employers to provide workers' compensation insurance. To assist you in meeting this requirement, Blue Cross and Fremont Compensation Insurance Company have joined forces to offer Small Group health and workers' compensation insurance in one convenient, affordable program.
Integrated MediComp provides employers of 2-50 employees a comprehensive 24-hour health care package that continuously covers members, whether on or off the job. ( see home page under What We Insure "Work Comp")